Is the Cost of U.S. Citizenship Worth It? Here’s What to Know

Are you considering becoming a United States citizen? It’s an exciting step, but you might be wondering if the cost is worth it. The process can feel a bit overwhelming, especially when it comes to the expenses involved. You might be asking, "Is it really worth all this money?" The good news is that the benefits of U.S. citizenship often outweigh the costs, but it’s important to know exactly what you’re getting into.

In this guide, we’ll break down the application for U.S. citizenship cost, what you can expect during the process, and help you decide if it’s the right move for you. Let’s dive in and make this journey a little easier to understand!

What Does It Mean to Be a U.S. Citizen?

Before we move into the costs, let’s talk about what U.S. citizenship really means. Becoming a citizen means you’ll gain rights like voting in federal elections, the ability to apply for federal jobs, and protection from deportation. You’ll also be able to bring family members to the U.S. more easily and travel with a U.S. passport. These are significant benefits, but they come at a price—both financially and in terms of effort.

As a citizen, you also gain access to federal assistance programs, the ability to run for public office, and the peace of mind that comes with having a permanent status in the country. For many people, these rights and privileges are life changing.

The Cost of Applying for U.S. Citizenship

The application for U.S. citizenship cost is one of the first things you’ll need to consider.

As of April 1, 2024, the U.S. Citizenship and Immigration Services (USCIS) updated the fees for Form N-400, Application for Naturalization. The current fees are as follows:

• Online Filing: $710

• Paper Filing: $760

These fees include the cost of biometric services. It's important to note that these fees are non-refundable, even if your application is denied. Therefore, ensure you meet all eligibility requirements before applying.

Additionally, USCIS offers a reduced fee of $380 for applicants whose household income is between 150% and 400% of the Federal Poverty Guidelines. To request this reduced fee, you must submit Form I-942, Request for Reduced Fee, along with your Form N-400.

Image Source: uscis.gov

If you’re on a tight budget, these fees might seem steep. However, the benefits of becoming a citizen often outweigh the upfront costs in the long run. Plus, you won’t have to worry about renewing a green card every ten years, which also costs money.

Who Is Eligible for U.S. Citizenship?

Let’s go over the basics of eligibility for citizenship in the U.S. You’ll need to meet the following criteria:

• Age: You must be at least 18 years old.

• Residency: You need to have been a lawful permanent resident (green card holder) for at least five years (or three years if you’re married to a U.S. citizen).

• Physical Presence: You must have been physically present in the U.S. for at least half of your required residency period.

• Good Moral Character: This includes things like obeying laws, paying taxes, and not having a serious criminal record.

• Civics and English Tests: You’ll need to pass tests on U.S. history and government, as well as demonstrate basic English reading, writing, and speaking skills.

Not sure if you qualify? You can use tools or consult with an immigration attorney to confirm your eligibility requirements for U.S. citizenship.

What Other Costs Should You Expect?

The application for U.S. citizenship costisn’t the only expense you’ll face. Here are some additional costs to keep in mind:

• Attorney Fees: If you hire an immigration attorney, this can cost anywhere from $1,000 to $3,000 or more. While it’s not mandatory, an attorney can help make the process smoother and ensure there are no mistakes in your application.

• Translation Services: If any of your documents are not in English, you’ll need to pay for certified translations.

• Travel Costs: Depending on where you live, you might need to travel to a USCIS office for your biometrics appointment, interview, or oath ceremony.

• Lost Wages: If you must take time off work to attend appointments, this is another cost to consider.

• Preparation Classes: Some applicants take classes to prepare for the civics and English tests. These classes often come with their own fees, but they can be helpful if you’re nervous about passing.

What Happens After You Apply?

Once you submit your application, you might be wondering, "How do I check my U.S. citizenship status?" The good news is that the process is straightforward. You can use the USCIS online case status tool to track your application’s progress. Just enter your receipt number, and you’ll get updates on what’s happening with your case.

The timeline for becoming a U.S. citizen can vary, but it usually takes anywhere from 6 months to a year. During this time, you’ll attend a biometrics appointment, an interview, and finally, a naturalization ceremony where you’ll take the Oath of Allegiance.

If there are delays, don’t panic. Many applicants experience longer wait times due to backlogs, especially in busy USCIS offices. Stay patient and make sure to keep all your documents organized in case additional information is requested.

Is It Worth the Investment?

This is the big question: Is the cost of U.S. citizenship worth it? Let’s look at the benefits again.

Financial Benefits

While the USCIS citizenship application fee might feel like a lot, becoming a citizen can save you money in the long run. For instance, you’ll no longer need to renew your green card, which costs $540 every ten years. Additionally, U.S. citizens often have access to more job opportunities and higher salaries compared to non-citizens. Some professions, such as federal jobs, are exclusively available to U.S. citizens.

Security and Stability

As a U.S. citizen, you’ll never have to worry about losing your immigration status. This gives you peace of mind and long-term stability, especially in uncertain times. Citizenship also protects you from potential changes in immigration laws that could affect permanent residents.

Family Reunification

Citizenship makes it easier to sponsor family members for visas or green cards. If bringing your loved ones to the U.S. is a priority, this is a significant advantage. Spouses, parents, and children of U.S. citizens often receive priority consideration for immigration.

Travel Freedom

A U.S. passport allows you to travel to more countries without needing a visa. This can save you time and money on travel expenses. Additionally, a U.S. passport provides access to assistance from U.S. embassies and consulates abroad in case of emergencies.

Civic Participation

One of the most rewarding aspects of U.S. citizenship is the ability to participate in the democratic process. Voting in elections gives you a voice in shaping the country’s future and making decisions that impact your community.

Tips to Save on Citizenship Costs

If you’re concerned about the application for U.S. citizenship cost, here are some tips to help:

• Fee Waivers: If you have a low income, you might qualify for a fee waiver or reduction. Check the USCIS website for details.

• Free Resources: Many community organizations offer free or low-cost help with citizenship applications. Look for nonprofits in your area that specialize in immigration services.

• Do It Yourself: While hiring an attorney can be helpful, it’s not required. If your case is straightforward, you can fill out the application yourself and save money.

• Plans Ahead: Start saving early for the application fees and other associated costs. Setting aside a small amount each month can make the fees more manageable.

• Research Classes: If you need help preparing for the civics or English tests, look for free or low-cost classes offered by local community centersor libraries.

What If You Don’t Qualify Yet?

If you don’t meet the eligibility for citizenship in the U.S. just yet, don’t worry. Focus on meeting the requirements, whether it’s by completing your residency period or improving your English skills. In the meantime, you can also use the USCIS online tools to stay informed and check your U.S. citizenship status when the time comes.

Take this time to gather your documents, learn more about the process, and even start saving for the fees. Being prepared will make the application process much smoother when you’re ready to apply.

Your Path to U.S. Citizenship Starts Here!

The cost of applying for U.S. citizenship is an investment, but for most people, the benefits are much greater than the expenses. It’s a long-term way to secure your future, improve your quality of life, and access opportunities only available to U.S. citizens. While the process may seem overwhelming, you’re not alone—there are many resources and support systems to help you.

If you’re ready to move forward, start by checking the eligibility requirements for U.S. citizenship and gathering your documents. SkipLegal.AI uses both artificial intelligence and immigration law expertise to make legal help more affordable, efficient, and easy to access.

This journey is about building a better future for you and your family. Good luck and take the first step toward becoming a U.S. citizen!

FAQs (Frequently Asked Questions)

• How much does it cost to apply for U.S. citizenship?

The application fee for U.S. citizenship is $640, plus an additional $85 for biometric services, making the total cost $725. However, there may be additional costs for attorney fees, translations, and travel.

• What are the eligibility requirements for U.S. citizenship?

You must be at least 18 years old, a lawful permanent resident for 5 years (or 3 years if married to a U.S. citizen), and have lived in the U.S. for at least half of that time. You also need to pass a civics and English test.

• Can I apply for U.S. citizenship if I don’t have a lawyer?

Yes, while hiring a lawyer can help, it’s not required. If your case is simple, you can apply on your own, but make sure your application is complete to avoid delays.

• Are there any ways to reduce the cost of U.S. citizenship?

Yes, if you have a low income, you may qualify for a fee waiver or reduction. Additionally, many community organizations offer free or low-cost assistance with the application process.

• How long does it take to become a U.S. citizen?

The process typically takes 6 months to a year, but it can vary. You will need to attend a biometrics appointment, an interview, and a naturalization ceremony